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With the increasing number of people who are claiming back unfair credit card charges, others are worrying whether or not it would affect their credit card scores. Worry no more. Credit card charges claim does not affect your credit card score. It does not have any bearing with your credit rating since claims would not be reflected in your files. However if you have late or missed payments as well as went over your limit, then this is the time it will affect your scores.
In the process of reclaiming, you can write to your bank about the unfair charges made in your card. Some of the popular ones nowadays are PPI. If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.
The process of credit card charges claim is the same as claiming mis sold PPI. You have to inform your bank by writing them a legal letter regarding such matter. Then wait for the response of the bank. Since there this an ongoing trial regarding PPI claims, it might take a while. However, the bank is given 14 days to make a response regarding your claim. If still ignored, you can seek help from the Local Court and Ombudsman.
To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.