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Tag Archive: ppi refunds


5 Ways to Avoid Frightful PPI Claims and Ghastly Fees!

Filed Under: ppi claims by admin — Leave a comment
October 31, 2011

It’s Halloween, so we’re jumping on the band-wagon and doing a ghoulish post full of gorey details. We’re going to lift the (coffin) lid on the top 5 ways to save money and get the best deal when making PPI claims, ignore it at your peril, muhahahahahaha! Here’s the juicy stuff:

1. Don’t pay a fee up front – there’s no need. If you’re thinking about making a mis sold PPI claim, don’t ever pay a fee up front. Real solicitors never need to do it as they’ll get their fee when they win, there are plenty of no win no fee PPI claim companies out there – like us!

2. You can claim yourself – Most claims companies won’t want to tell you this but we’ll never hide it from you. You can take on your bank alone and make an official complaint to the Financial Ombudsman, it’s free to do it but you’ll need to put aside some time, effort and plenty of patience; you’re dealing with banks after all!

mis sold ppi claims

Watch out for money vampires (not all of them wear capes)

3. Make sure the PPI claims company pays for paperwork – If you don’t have your original loan or credit card agreement, you’ll need to get hold of it. Your lender is legally allowed to charge up to £10 to send the agreement out to you (and most will), but we’ll pay this fee for you if we handle your claim. Every solicitor should take care of this cost, if they don’t – walk away.

4. Keep call costs free – In the UK you have the right to seek justice at no cost, if you’re considering using a PPI claims company, make sure they have a freephone number and a mobile-friendly number. Ensure they have an address, email, company number and MOJ authorisation number while you’re at it – if you can’t see any of this on their site, they should be happy to give it you over the phone. If not – you know what to do.

5. Reclaim unfair charges as well – You may have heard of unfair charges being levied against financial consumers, your chosen PPI claims company should handle a refund of these as well. It makes sense for them to do it if they’re looking through your statements and asking your lender for money back. We do!

And there we have it, 5 shockingly good ways to get a better PPI claims service and save money on costs while you’re at it. Remember – it’s a scary world out there, look out for money vampires!

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Start Making Your PPI Refunds and Get Your Money Back from a Useless Policy

Filed Under: PPI by Evelyn — Leave a comment
June 24, 2011

A lot of people who are processing their ppi refund were sold ppi policies by the banks and other financial firms were worthless and offered the person being insured no protection whatsoever like if you were a part time worker, retired or on a temporary contract, then your ppi policy would probably never pay out making it totally unsuitable.  It may also have been unnecessary if you had sick pay cover through your job or had other insurance provisions in place.

Also, ppi policies offered by the banks were often incredibly expensive, reaching up to four times the market rate.  These inflated prices saw monthly repayments rise considerably.  In some cases, the ppi payments were as much as the loan itself and usually the total cost was added to the loan balance and subject to interest which made the overall repayments totally unaffordable.

This has led to the Office of Fair Trading to get involved and have raised their own concerns that many people who took out ppi policies in the past may have been a victim of mis-sold ppi and therefore could be owed thousands of pounds in compensation once they make their ppi claims against their bank or lender.  They way the financial firms went about selling ppi policies has been deemed unethical and has received widespread criticism which resulted in regulation charges allowing people to file for mis-sold ppi claims to receive compensation or to get their money back.

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Issues For PPI Refunds

Filed Under: PPI by Dave — Leave a comment
April 27, 2011

Did you even try to get your ppi refunds? If not then you should get them as soon as you can. You can do this through proper knowledge and correct information. Start by searching over the net and get the valuable information to spot if you were handled unfairly on any deals. If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

Mortgage concerns or attaching PPI to certain loans are actions that also require ppi refunds for it is included as an unfair deal. You may also want to get help from experts to improve your chances of getting these refunds and claims. To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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Claiming PPI Refunds Via Internet

Filed Under: PPI by admin — Leave a comment
February 10, 2011

Maybe you have some curiosity about claiming ppi refunds. There is definitely a great deal of curiosity in claiming your ppi refunds via internet. There is lot of valuable information that you may access in the event you wanted to. Perhaps this informative article may help you achieve whatever goal/objectives you might have with regards on claiming your ppi refunds. Try to understand about how you can claim ppi refunds in 3 simple steps! If you have been mis sold PPI then you could make a PPI reclaim and get all of unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our expert’s a call now on FreePhone 0800 840 7292.

First, you will need to send a letter to the lender stating why you believe the policy was mis sold to you. It will be easy enough as most of policies were being mis sold. If you are in a doubt of what are the common mis sold reasons, they are as follows: not checking employment history, not checking medical history, stating policy is mandatory, not informing customer that policy has been added to loan, credit, or mortgage.

Second, you will be preparing for the bank rejection with your claim. You must not be panic and accept what they will say for it is true. Just stay calm and write to them again restating why policy was mis sold and demand that you are refunded within fourteen days.

Third, you need to get help if needed even if you are right and the financial institution will not agree with you. Get help by contacting the Financial Ombudsman. You can get a specialist solicitor if it’s too hard for you to handle.

Just follow the steps as instructed and you will be successful in claiming your ppi refunds. To give your PPI reclaim, the best possible chance of succeeding is to give one of our friendly experts a call now on 0800 840 7292.

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Complexity in PPI Refunds

Filed Under: PPI by admin — Leave a comment
February 10, 2011

Obtaining out loans such as mortgages, car loans or any other loans, this is a common for the lenders to propose you payment protection insurance (PPI). Preferably, it is invented to achieve in making you loan expenses when you are not able to do PPI refunds. The difficulty is that such policies can be more extremely, expensive and not fair to the consumer. If you have been mis sold PPI then you could make a PPI reclaim and get all of unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our expert’s a call now on FreePhone 0800 840 7292.

Actually, the Financial Services Authority lined that most lenders wrongfully sold PPI policies. Most of them have begin disciplining the banks and the lenders for selling policies that are expensive and offer a little protection to the consumer. There are many reasons to seek PPI refunds. The most evident as if you felt pressured into taking out PPI. In some cases, you could not get your loan approved if you did not have the lenders PPI. Some reasons are when you were not aware of the real cost or you thought it was included in the loan. To give your PPI reclaim, the best possible chance of succeeding is to give one of our friendly experts a call now on 0800 840 7292.

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Mortgage Loans and PPI Refunds

Filed Under: ppi reclaim by admin — Leave a comment
February 10, 2011

Mortgage loans can be very helpful for borrowers who are planning to start their homes as fast and conveniently as possible. An offer of a fixed loan rate and adjustable loan rate that can last for around 15 to 30 years is not bad so to say.

However, loan rates may or may not be as low as they are for a start. Make sure to wisely compute your monthly installments as carefully as you can as your loan may have miscellaneous fees commonly attributed to a mis-sold PPI policy. You would not like that. If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

You won’t be getting anything out of a mis-sold PPI except to make a claim, obtain your PPI refunds or reassign them to be paid for your mortgage loan’s original rate. PPI can add about 13% or even double, around 53% of the price you are paying for your mortgage. While claiming PPI refunds could be a hassle, there are experts and professionals who can help you in any way. To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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Issues About PPI Refunds

Filed Under: ppi reclaim by admin — Leave a comment
February 10, 2011

Starting off, PPI policies had the best intentions in mind while being developed. It was to save borrowers and lenders the hassle of time by being able to provide a bridge for the borrower should they have employment or medical issues and ensure the lender they can pay back their dues on time. Sadly, the controversial way it was sold to borrowers hidden in interest rates and rushed terms of agreement explanations have defaced its reputation. Mis-sold PPI is very common nowadays with thousands of claims being handled, rejected and resolved everyday and successful PPI refunds can be very rare news.

If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

What can hamper the success of PPI refunds would be its record. It has been dated that only policies issued six years ago are the most successful PPI claims by statistic to date. Another issue is that the Financial Ombudsman Service is bereft of information about your account as banks refuse to deliver the records of PPI claimants. This is purely quite a hassle for those whose interest rates have been inflated 13% to 53% without consent. To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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Claiming your PPI Refunds: Time

Filed Under: ppi reclaim by admin — Leave a comment
February 10, 2011

The common theme associated with banks nowadays is PPI claim. PPI claims now reach about 20 million cases as a whole and over more than half are being rejected by the same companies who have mis-sold PPI to their borrowers and consumers as part of a loan or getting a credit card. If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

Very much with more than a hundred cases on their hands, the Financial Ombudsman Service limits a claim for up to six years the date the policy was taken into effect. They would allow cases older than stated but the chances of a successful claim and retrieval of your PPI refunds may be decreased for the reason that you may have filed a complaint before but do not remember exactly how you were mis-sold. To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

Your claim may not be resolved if it is more than six years and your PPI refunds may not be returned to you simply because six years is a long time and lenders might not have your account papers anymore.

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PPI Refunds Are Getting Harder To Claim

Filed Under: ppi reclaim by admin — Leave a comment
February 10, 2011

If you are a victim of unfair charges-whether on your credit cards, mortgages, or loans, then good news for you: You are entitled to PPI refunds. However, there is unfortunate news too. Why? Well, it’s basically because of bank’s refusal to cooperate in redressing customer’s complaints. They fear that giving refunds would cause them great losses. They intentionally delay the process to run away from their responsibilities. Needless to say, describing it as “unfair” is an understatement! This is actually the reason why claiming refunds takes longer and gets harder. If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

Taking back something that is rightfully yours needs a lot of hard work, patience and persistence. However, some people easily lose hope and give up. Yet, I tell you, your efforts will surely be paid off in time. Though chances are slimmer today, there will always be experts who are willing to lend you a hand to claim your ppi refunds. To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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Waiting For PPI Refunds: Not In Vain!

Filed Under: ppi reclaim by admin — Leave a comment
February 10, 2011

Thousands of people have been waiting too long for PPI refunds to be granted. Well, if you are one of them, then this is definitely a great news for you! If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

Moreover, Lloyd Banking Group has finally opened its doors in accommodating customers waiting for refunds. Isn’t that great? As a matter of fact, they recently announced that they will be giving due refunds to 230,000 customers from May 2008 to July 2009. This is an offer for those who have availed credit card under Halifax during the said years. Hopefully, they will soon manage to provide everyone waiting for ppi refunds. At the same, may the group has inspired lenders to finally give to the prospects their due. Truly, this is a big leap in lending history, as lenders usually don’t entertain complaints related to this due to fear of reducing their profit. So for those who are waiting, surely your patience will not be in vain. To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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PPI Refunds

PPI Claims



We know that you have a choice when it comes to making PPI claims, so why should you choose us?


  • • We’ll find all of your hidden PPI policies
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