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Tag Archive: ppi refunds


PPI Refunds: Fight for it!

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February 9, 2011

Most of borrowers who were being overcharged for payment protection insurance (PPI) have been urged to battle for PPI refunds after the Competition Commission published its report in the market on June 5, 2008. If you have been mis sold PPI then you could make a PPI reclaim and get all of unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our expert’s a call now on FreePhone 0800 840 7292.

After an 18-month investigation the commission said that it had found “serious problems” in the sale of PPI, which is sold alongside loans and credit cards to protect borrowers that if they were unable to meet repayments or PPI refunds. It concluded that because lenders knew that they have a monopoly in selling PPI at the time of a loan application, they will to charge high prices at the expense of the consumer.

Most policies cost about £17 per £100 of cover, but some charge as much as £24 per £100. The commission said that while general insurance policies pay out on 50 per cent of claims, on average, PPI policies sold alongside credit cards pay out in only 11 per cent of cases, rising to 15 per cent for personal loan PPI. To give your PPI reclaim, the best possible chance of succeeding is to give one of our friendly experts a call now on 0800 840 7292.

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Mis-Sold PPI: Insurance of the Lender

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February 9, 2011

PPI can be considered as the lender’s insurance since it can ensure that the lending company would get its money should unfortunate events happen to the borrower, such as job or income termination and also medical and health reasons. It would be quite understandable why a lot of mis-sold PPI have clamped blindly with loans and obtainment of credit cards.

But clear enough though; financial institutions should make it clear that even if they are the ones who would truly benefit from the PPI, they should sell it as it should be; as they would sell any type of insurance, not blindly pushing it through borrower’s loan interest and not mandatory compliance to obtain a credit card. If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

People: be aware that mis-sold PPI can still come with your loans. It may be the assurance that the lender will have their money, but they are making it illegitimately double earning from you with mis-sold PPI. If this is the case, you have the right to make a claim. To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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Knowing If You’ve Been Mis-Sold PPI

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February 9, 2011

PPI claims have been on the rise since the last year and the numbers are not dropping as more and more borrowers have found out they have been mis-sold PPI for the last five to six years by their banks and of their choice. If you have made a mortgage loan recently or you have applied for a new credit card, chances are you have been mis-sold PPI as well.

Ask yourself if it was made clear by your broker the insurance was optional and that the insurance cost would be added to the loan and would be paid with interest monthly as a single payment. If it wasn’t, then you are due compensation. If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

If you have the chance to know what type of PPI insurance you currently have, most PPI insurance (single premiums) normally last for five years. If you have taken a loan longer than this, was it made clear to you that the insurance would run out before you finish paying? You are still paying the interest for a mis-sold PPI if the answer is no and you deserve to get a claim. To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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Reclaim Credit Card Charges

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February 9, 2011

We all would want to reclaim credit card charges for the reason that they were excessive fines imposed on us in the first place. Unfair enough, it’s even harder to get back those charges when the credit card company rejects your claim. To get them to respect your claim as valid you need to retrieve all the fines you’ve been charged by your creditor namely late fees and the fees you have incurred when your card hit over the limit.

Analysis of the figures you may get from computing your overall fees compared to the actual balance you have at hand may give you miscellaneous fees. Recently common are mis-sold PPI policies. If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

Write to your credit card company for a claim after your analysis. Include your calculations as to why your claim is valid. Keep in mind that they can have you reclaim credit card charges at once but may close your credit card account. Be careful of terms in getting a new account as they may include PPI policies even in your interest. If it should happen, you should file a PPI claim. To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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Successful PPI Claims Could Reach £2.7bn

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February 9, 2011

Following the new rules for handling PPI claims adopted last year by banks and lending companies, borrowers with successful PPI reclaims could reach £2.7bn for being mis-sold PPI policies. The new rules enforced by the Financial Service Authority will ensure dealings with around 550 thousand claims for the next five years.

The processing of PPI claims have been halted recently due to legal actions against these new rules. Once enforced again, the new rules will assure an average compensation varying from £900 to £1,800 depending on the premiums that were mis-sold to the borrower. If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

The outbreak of PPI claims can be attributed to a running campaign by consumer groups who have accused the lenders of selling PPI alongside loans when it was unnecessary. To date, cases handled by the Financial Ombudsman Service have achieved an 80% success rate upholding the claim. Discouraging the consumer however might be the long line of PPI claims that make the processing of their claim progress slowly. To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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PPI Claims: You and Inappropriate Sales Techniques

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February 9, 2011

Training staff to do aggressive sales talk aimed to badger borrowers who do not want or who have no need for PPI have shown that lending companies have failed to make it clear that PPI is optional. Inappropriate sales techniques such as over-emphasizing the values of PPI and adding PPI costs to customer’s credit cards without consent gave rise to a lot of PPI claims recently.

In selling the policy, the lender just skimmed through the terms and conditions and only showed you the gaining aspects of the policy. To add to this, the monthly billing makes it impossible to calculate the total policy cost leading to a mis-sold PPI. This scenario is valid for the grounds of a PPI claim. If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

While these companies have been fined hundreds of thousands of pounds, PPI claims can still fall short as there are around millions of cases that are similar and those rejected by the companies are forced to line up to the FOS for their claims and they get hundreds of PPI claims daily. To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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What Entitles You To a PPI Reclaim?

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February 8, 2011

In availing a loan, you are more aware of the money you spend. You take into consideration the interest rate and would estimate how much monthly you would spend in paying back the loan. PPI policies are a choice for borrowers should they have a worry if they would be hampered by health in working or become unemployed. This certain policy can add 13%-56% of the cost of your loan so you really have to be sure you really need it. It’s not really a bad product but it’s costly given your already existing loan.

Now, being mis-sold PPI policies would legally entitle you to a PPI reclaim. If you were wrongly advised at the time how much are the policy payments and charges you can make a PPI claim. Not being presented by other loan insurance products by your lending company are also grounds for a PPI claim. If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

Recent records still show that banks and lending firms are still rejecting almost all of the PPI reclaim cases they receive leaving a lot of pending cases with the Financial Ombudsmen Service. To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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A Right For A PPI Reclaim

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February 3, 2011

A lot of people in the United Kingdom discovered that they have become a part of the scam about mis-sold PPI issue that circulates the financial industry of the state. These individuals were subject to a PPI reclaim over the large amount of cash they suppose to owe. The total sum of cash intended to be claimed will depend on how long the buyer was paying his/her obligation with regards to the insurance payment. The longer you paid for your insurance rates the bigger is the reimbursement on your part. The policies set by banks and lending companies who were the main culprit for the scam were attainable as long as you have all the needed documents.

People who file for the rights of a PPI reclaim can ask for a direct assistance from the Financial Service Authority. Some of these people are lost with the ideas of how they can have a claim over the mis sold overrated payment protection insurance. That is why the FSA was assigned by the government to answer the direct queries made by the affected individuals. Guidance and answers are just some of the things performed by the FSA. They cam also give you the right process of how you can claim the reimbursement owed to you. They are now convincing those people who haven’t filed the petition for a reclaim to take action wherein everything is still piled up.

Aside from the Financial Service Authority, you can also have your queries answered by calling our free phone number 0800 840 7292. Expect a friendly assistance from any of our team members.

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Goodness of Learning more with PPI Refunds

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February 3, 2011

Want to get ppi refunds due yet having problems because you’re Payment Protection Insurance was sold to someone else without your confirmation? Here is something good that you must learn about. You can have ppi refunds without any hassles!

Yes! You heard it right, without hassles. This is because there are many companies helping those clients who have been a victim of mis selling of PPI accounts. They are able to track when was the time was sold and to whom it was sold. Lenders have some malpractices with regard to this kind of anomalies. Sometimes, it is better to get Payment Protection Insurance from those trusted banks and lenders because you will be sure that you will be able to get every single pound that you have paid for.

Mis sold PPIs can be claimed with proper documentations. Just learn the basics. Ask for proper guidelines that will help you in having ppi refunds. If you are one of those victims of mis sold PPI, you can seek help and advice from us. Just call at 0800 840 7292 for more information, talking with the experts and professionals with regard to having your Payment Protection Insurance in the future, you will be relieved.

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Getting Hyped with PPI Refunds

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February 3, 2011

There are times when people tend to be ignorant about the necessary things that they must know first-hand. It will be more satisfying to know that there is something good in stored for them with the use of ppi refunds.

Some clients who often have loans and mortgages and own credit cards are offered with Payment Protection Insurance because this will be able to help them in getting credits when they forgot or was not able to pay for their loans on a designated time. This is something that clients must learn and know about. In some instances, lenders mis sold their clients’ PPI without any authorization and with this; the clients are eligible to get ppi refunds.

Most of the time, it is advisable for people to get at least a basic knowledge about PPI and how will it work for them. In this way, they will be able to get the right amount of service that they have been paying for. This can also be something that is rightfully theirs.

In these kind of cases, one must know everything so if you are one of those people who are curious about PPI and how to refund it, you may call us at 0800 840 7292 to talk with our PPI claims and refund experts.

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