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Tag Archive: reclaim ppi


PPI Refund is Indeed Possible

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February 10, 2011

Payment Protection Insurance is a type of policy that is very much beneficial to borrowers but can also be a means of unlawful losses to their part due to mis selling practices that victimized them. PPI refund would be a common cry for these victims. Mis sold PPI is very rampant nowadays giving burden to lot of borrowers. Paying PPI without actually benefiting from it at the end of the loan is losing a lot from your pocket. This ample amount of money could have been allotted to a more purposeful thing for yourself and family. Knowing that you are experiencing this unfortunate situation does not mean that you will just sit and do nothing about it.  Thousands of pounds can still possibly be yours from your PPI Refund if you will not hesitate to work on it now. Claim back your PPI as soon as possible before its too late.

If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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PPI Reclaims Needs Persistence On Your Part!

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February 10, 2011

Processing PPI reclaims could have been much easier if bankers would just allow it. The reason why it would take years to get reimbursements is that bankers find ways to delay it. They would refuse to hear complaints and pretend that none occurred. If ever you write them about it, they would intentionally not reply. This is to discourage you. But you shouldn’t just go along with their terms. You must be persistent in writing them until they will finally respond. Another example is that they would require you tedious paperwork to prove your declared status such as unemployment and etc. Or they would sell you PPI only to find out that you are not qualified to any of the claims. In cases like these, you should be persistent enough to get what is rightfully yours. If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

Moreover, it’s not convenient on the banks’ part to give away so easily what they have earned. So when a client would ask for claims, they would find strategies in order to deny that to the client. But with right referral, support and perseverance, you will surely have your ppi reclaims on your hands. To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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PPI and PPI Reclaim Right

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February 9, 2011

The sense of security PPI is giving a borrower  the moment he filed for a loan or mortgage is very fulfilling having not to worry about such financial commitments in cases like be caught in a situation that unable him to pay the expected debts. These  situations include unemployment, sickness or unexpected accident.  PPI will cover the obligation for the payment of loans on the span of the time the borrower is not able to do so. With this beneficial fact about PPI, borrowers religiously pay spending additional amount of charges for this insurance policy. But what if in cases like after the loan has been completed and the PPI was not used in any way? It is very unlawful to have been paying thousands without even benefiting from it. There is where the right for PPI reclaim comes in the scenario. Don’t just let your prerogative of bringing your money back be ignored. You may have not noticed it but you have probably been victimized.  Don’t just let this problem pass away. You can do something about it. Fight for your right.  PPI reclaim is your right.

If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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Guidelines to PPI Claims

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February 9, 2011

Each single penny matters for it is a product of hardwork.  Borrowers budget their money well in order to pay their loans on time. It is indeed unlawful for them to be paying additional charges for Payment Protection Insurance policy wherein in the first place will only add burden on their part and in no way will benefit them. Most of these PPIs are missold and the common cry of the victims of these sad cases are PPI Claims.  They must be able to get back each penny that they deserve. If you are a victim of this cruel act, here are helpful guidelines to PPI claims that you can follow:

  • Verify the registration with the Financial Services Authority  of the company the sold the PPI in order for you to make your claim.
  • A complaint form will be given to you. It is a standard questionnaire that you must fill up carefully. Be sure to provide pertinent details and information appropriately.
  • If in your attempt to claim your  PPI be denied, don’t give up.  Do the same thing again. If the company still resists, send them a letter informing them that the complaint will be forwarded to the financial ombudsman.

If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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PPI Reclaims: Made Easy

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February 9, 2011

Maybe one the biggest fears among each and every one of us is being not able to pay the mortgage or any financial commitments in cases like we find ourselves made redundant or unable to work because of illness or accident. One way to cover the payments in these kinds of unavoidable circumstances is the PPI or the Payment Protection Insurance. It is undeniable that PPI by nature offers a sense of security but the cover can also be missold. This predicament of PPI misselling can be experienced by any borrowers and worst is when the borrower himself is not aware of such crisis. With that, being knowledgeable about PPI reclaims is very essential.  Here are three easy steps to make PPI reclaim:

  • See to it that you were really mis sold your policy. Mis selling scenarios includes failure to inform the borrower that Payment Protection Insurance had been added to the loan and informing borrower that Payment Protection Insurance was mandatory.
  • Inform through  writing the lender that you have been mis sold your policy and provide the reasons why. If they respond that it was not mis sold simply write back restating the reasons why you think it was mis sold  and inform them they have 14 days to settle the claim.
  • If still they would insist that it was not mis sold and would not refund, consulting a Financial Ombudsmen would be the next wisest action to take for this will help resolve the problem.

If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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PPI CLAIMS: Resolved the Problem!

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February 9, 2011

PPI (‘Payment Protection Insurance) (or otherwise known as ASU or PPP) is a form of insurance  that can maintain a borrower’s loan repayments in such instances where they are unable to ordinarily make these payments due to being made redundant , off – work due to illness or following an accident. PPI is often sold by a bank or broker as an up – front single premium alongside the loan. These premiums can range from £25.000!! Where a PPI policy is never successfully claimed upon it serves only to increase the amount a borrower lends and pays interest on, in addition to the loan itself. Over the past couple of years many banks and brokers have been massively mis – selling PPI policies alongside loans to thousands of vulnerable and unassuming borrowers.

The words ‘fully protected’ conceal the fact that PPI has been included in the total amount of the amount borrowed. Many loan amounts have the PPI added to the total cost of the loan. For example when you apply for a loan of £5,000 you are told the PPI well be £1,500, which will be added to the loan, plus interest. You are therefore given a loan for £6,500 and you pay interest on this amount. SO YOU ARE PAYING INTEREST TWICE.

The Financial Services Authority (FSA) has revealed that the number of bank complaints received in the first six months of the year increased. It received a total of 84,212 new complaints about five major banks in the UK, which was an increase of 2,076 compare to the previous six months.

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How to Reclaim PPI

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February 9, 2011

This is just following a dance steps. How to Reclaim PPI is just all about dance. Most of the people who made a decent complain get paid out. But few of them get with the first complaint. There were Lenders deliberately try to put people off with rejections, and some are now saying complaints are on hold, and sadly this works. All you have to do is follow the steps and you may have a get a chance to reclaim. Before that, you need to assure that your claim is valid. If your claim is valid, then you may have the chance to be successful with reclaiming PPI. If you have been mis sold PPI then you could make a PPI reclaim and get all of unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our expert’s a call now on FreePhone 0800 840 7292.

The first you need to do is (1) Write to the Seller — contact the company that sold you the policy asking for a refund. If you are confuse of whom to contact? The seller was acting as an appointed representative of the insurance provider, it will probably tell you to contact the provider instead. In the meantime, if you get a letter saying that your complaint is being put on hold, the Ombudsman will treat it as a trigger to take on your case before the normal eight week window, (2) if you have not been successful, it is time for you to get a little bit militant. Send a simple letter indicating that you are not happy and you would like to see the case again. You should also say if it will not agree that you will send a formal complaint to the Financial Ombudsman Service. (3) If all your complaints were unsuccessful, then you have to complain to the Financial Ombudsman Service (FOS). The FOS is completely free to use, and will adjudicate on whether your claim should be paid out. It will look at your complaint and decide whether your policy was sold unfairly or unreasonably. It can only do once in eight weeks that have passed from the date of your first complaint letter, unless the lender itself specifically suggests you go to the Ombudsman. The FOS will look at each case individually. Currently, of all the cases that need to go as far as the Ombudsman, two thirds were being awarded in consumers’ favors. And even if yours is not, there is no penalty for losing; it just means you don’t get the money back. (4) The FOS can only help complaints with companies regulated by the FSA. To give your Reclaim PPI, the best possible chance of succeeding is to give one of our friendly experts a call now on 0800 840 7292.

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Reclaiming PPI Easier

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February 9, 2011

Many people have heard about the huge profits and bonuses paid to wealthy bankers, but not so many people are aware that many of those profits were obtained from mis-selling products to the ordinary, hardworking individual.  It is now time for you to Reclaim PPI of what is rightfully yours. If you have been mis sold PPI then you could make a PPI reclaim and get all of unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our expert’s a call now on FreePhone 0800 840 7292.

If you have taken out payment protection insurance on a loan or credit card, we can claim back these premiums, plus interest. Many of these policies were mis-sold, which means that you are entitled to reclaim any premiums you have paid in to date, plus interest where applicable.

It is easy to claim back your money. All you have to do is to follow the steps. First, you need to identify unauthorized overdraft charges, and ask the bank to pay them back. You could also ask for a refund of the extra interest. Which? Have full details of how to claim, including draft letters. Second is the payment protection insurance (PPI).  This applies to those who pay off loans early and also to people who did not realize they were entitled to shop around for the best policy, or not take out insurance at all. If you fall into this category and do not want to continue the cover, the FSA says you should contact your PPI provider, terminate the policy and ask for a refund. Third is for you to check whether you are entitled to pension credits. To give your PPI reclaim, the best possible chance of succeeding is to give one of our friendly experts a call now on 0800 840 7292.

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Credit Card Charges Claim: Will It Affect My Credit Score?

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February 2, 2011

With the increasing number of people who are claiming back unfair credit card charges, others are worrying whether or not it would affect their credit card scores. Worry no more. Credit card charges claim does not affect your credit card score. It does not have any bearing with your credit rating since claims would not be reflected in your files. However if you have late or missed payments as well as went over your limit, then this is the time it will affect your scores.

In the process of reclaiming, you can write to your bank about the unfair charges made in your card. Some of the popular ones nowadays are PPI. If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

The process of credit card charges claim is the same as claiming mis sold PPI. You have to inform your bank by writing them a legal letter regarding such matter. Then wait for the response of the bank. Since there this an ongoing trial regarding PPI claims, it might take a while. However, the bank is given 14 days to make a response regarding your claim. If still ignored, you can seek help from the Local Court and Ombudsman.

To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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Unfair Credit Card Charges: How to Avoid Them

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February 1, 2011

Do you honestly believe that there are actually no hidden charges with credit cards? You better think twice. For the past years, credit card companies have developed fraudulent schemes to earn profit from credit card consumers. There have been a lot of complaints regarding unfair credit card charges up to present. Aside from such, this is the same for mis sold PPI. If you have been mis sold PPI then you could make a PPI reclaim and get all of the unfair payments you’ve made, back in your pocket. To start your PPI reclaim, give one of our experts a call now on FreePhone 0800 840 7292.

The bank charges a lot from late credit card payments, missing a payment because the bank failed to send your statement of account, or paying only the partial amount in your total bill. These unfair credit card charges are the ones that will pull you into debt if unnoticed.

How to avoid being scammed?

  • Read everything before signing up. If there are things that are unclear to you, ask what they mean.
  • Do not be fooled by “fixed rates”. Most of the times it is followed by “subjected to change without prior notice”.
  • Ask about your payment date. Pay at least 7 days before the due date. Do not wait for your statement of account to arrive. There are great tendencies that the delivery gets delayed. You can ask your bank or you can check it online.
  • Take time to check your statements of account. Take note of each detail. If there are unwanted charges, you can immediately ask your bank about it.
  • Ask about annual fees. Some companies offer “no annual fees” for only a year. For the succeeding years, you have to pay out a certain amount for it.

To give your PPI reclaim the best possible chance of succeeding, give one of our friendly experts a call now on 0800 840 7292.

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PPI Refunds

PPI Claims



We know that you have a choice when it comes to making PPI claims, so why should you choose us?


  • • We’ll find all of your hidden PPI policies
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  • • Our average customer has four mis sold PPI policies
  • • FOS accepted 9 out of 10 cases in late 2011
  • • Number of cases handled in 2011: 4,847
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